Get a loan in 24 h →
Up to €5,000 · 100% online · decision in 24 h

A loan for travel
when life won't wait.

An unexpected expense or a long-held dream — apply in a few minutes and get a decision today. No paperwork, no queues, no stress.

Calculate payment →
Supervised by the Bank of Lithuania Decision within 24 hours

Loan calculator Estimate

800 €
300 €5000 €
12 mo
6 mo60 mo
Estimated monthly payment~ 82
Apply now

Estimate only: 15% annual interest and a 14.6% contract fee (spread across the schedule). After a creditworthiness assessment you will receive a personal offer. Example: €800, 12 mo — payment €81.50, APR 61.44%, total amount payable €978.05.

✦ Touch the coins — they flee your finger
What people borrow for

Your dreams won't wait. Why should you?

Whatever you need — a fast decision, clear terms and a responsible approach.

For a car

For a car

New freedom to move — without years of saving.

Home renovation

Home renovation

The home you dreamed of — this season already.

For travel

For travel

Because the best memories won't wait another year.

Family

Unexpected expenses

When life surprises you — be ready.

Why Pinigų medis

Fewer worries. More living.

Faster than ever

No weeks of waiting at the bank — get a decision today, within 24 hours.

Safe and private

Your data is encrypted and stays confidential. Always.

No surprises

You see the full cost before signing. No hidden fees — ever.

Responsible and trusted

Supervised by the Bank of Lithuania. We lend only what you can comfortably repay.

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hours to a decision
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loan up to
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repayment term up to
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online
Our ecosystem

One tree — many possibilities

From a personal loan to investing and business financing. We grow with your needs.

Consumer loan Live

A fast personal loan up to €5,000 — decision in 24 hours.

Calculate payment →

P2P investing Live

Invest in loans and earn a competitive return. Licensed activity.

Learn more →

Marketplace Soon

Where investors and companies meet on a single platform.

Learn more →

NPL solutions Soon

Valuation, management and recovery of non-performing loan portfolios.

For business: contact us →

Business loan Soon

Flexible financing for small and medium businesses.

Interested? Contact us →

And more Planned

Factoring, leasing and payment solutions — on the way.

Licensed services (consumer credit, P2P) are provided under the respective Bank of Lithuania authorizations. Other services are in preparation and will be available soon.

Representative examples

How much a loan costs

Representative examples with the total cost of credit (APR). Final terms depend on the creditworthiness assessment.

Small loan
800 €
1 year · 12 payments
  • Monthly interest1,25 %
  • Contract fee14,6 %
  • BVKKMN61,44 %
  • Monthly payment81,50 €
  • Total amount payable978,05 €
  • Medium loan
    2500 €
    3 years · 36 payments
    • Monthly interest1,25 %
    • Contract fee14,6 %
    • BVKKMN30 %
    • Monthly payment95,75 €
  • Total amount payable3467 €
  • Larger loan
    5000 €
    5 years · 60 payments
    • Monthly interest1,25 %
    • Contract fee14,6 %
    • BVKKMN25 %
    • Monthly payment131 €
  • Total amount payable7828 €
  • How it works

    Four simple steps

    1

    Choose

    Pick your amount and term in the calculator.

    2

    Apply

    Fill it in online and verify your identity.

    3

    Get a decision

    A personal offer within 24 hours.

    4

    Get the money

    After signing, funds land in your account.

    Responsible lending. Before granting credit, we assess your ability to repay. Borrow responsibly and consider your financial situation. Late payments may incur default interest, and debt may be passed to recovery.

    Frequently asked questions

    Everything you want to know

    How fast will I get the money?
    Paraišką pateikiate per kelias minutes, sprendimą — per 24 valandas. Pasirašius sutartį, lėšos pervedamos į Jūsų sąskaitą tą pačią dieną.
    Is it really safe?
    Taip. Mūsų veiklą prižiūri Lietuvos bankas, o Jūsų asmens duomenys šifruojami ir laikomi konfidencialiai. Niekada jų neperduodame tretiesiems asmenims be pagrindo.
    How much a loan costs?
    You see the full cost upfront — no hidden fees. Representative examples with the total cost of credit (APR) are shown above; final terms depend on the creditworthiness assessment.
    Can I repay the loan early?
    Taip. Paskolą galite grąžinti anksčiau laiko — sumažinsite bendrą kredito kainą. Grąžinimo sąlygos aiškiai nurodytos sutartyje.
    What if I pay late?
    Contact us as soon as possible — we always look for a solution. Note that late payments may incur default interest and debt may be passed to recovery, so borrow responsibly.
    Who can get a loan?
    Permanent residents of Lithuania of legal age with a regular income. Before granting credit, we assess your ability to repay.

    Your next step — in just 3 minutes.

    Find out your personal offer today. No commitment, no paperwork.

    Apply now →
    Contacts

    Get in touch

    The client self-service portal is temporarily unavailable. We are replacing our information system, so loan balances, repayment schedules and statements are provided by email for the time being. Keep paying your instalments as usual to the account stated in your agreement — they are credited normally.

    info@moneytree.lt

    We reply on weekdays 9am–6pm · UAB „Šeili", company code 305317406, Gynėjų g. 14, LT-01109 Vilnius, Lithuania

    Email us →