Invest in Lithuanian loans and earn up to ~11% per year. For the first year we replace any bad loan with a good one from the Šeili portfolio — and pay a +1% premium on your first investment, instantly.
Calculate returns →Estimate: illustrative ~11% annual return before taxes, reinvestment not included. Actual return depends on the portfolio and may vary; investing carries risk — you may lose part of your investment. This is not individual investment advice.
For a new investor — a double incentive to start with confidence.
If, in the first year from your first investment, any loan you funded becomes non-performing, we replace it with another performing loan from the Šeili portfolio — your capital keeps working.
We credit a +1% welcome premium on your first investment right away. An instant incentive, no waiting.
Start from €100 and spread your funds across many loans — diversification from day one.
The protection is a contractual obligation of UAB Šeili (loan replacement / buyback), valid for 12 months and dependent on the company's solvency. It is not a guarantee of return. Offer scope and terms are limited; valid until further notice.
Create an account and verify your identity online.
Top up from €100 by bank transfer.
Pick loans yourself or turn on auto-invest.
Receive repayments with interest and reinvest.
Up to ~11% per year — more than a savings account.
We swap a bad loan for a good one — start with peace of mind.
Spread across many loans — lower single-borrower risk.
See every loan, schedule and return in real time.
Illustrative ~11% annual return before taxes + 1% welcome premium. Not a guarantee.
Investing in loans involves risk, including the possibility of losing part or all of the invested amount. Past or illustrative returns do not guarantee future results. The ~11% return shown is an estimate and may vary.
The first-year protection (loan replacement / buyback) and the +1% premium are contractual obligations of UAB Šeili, dependent on the company's solvency, and are not a guarantee of return. After 12 months, ordinary loan risk applies. Before investing, assess the risk and, if needed, consult an independent adviser.
First-year protection and a +1% premium await a new investor.
Start investing →The client self-service portal is temporarily unavailable. We are replacing our information system, so loan balances, repayment schedules and statements are provided by email for the time being. Keep paying your instalments as usual to the account stated in your agreement — they are credited normally.
We reply on weekdays 9am–6pm · UAB „Šeili", company code 305317406, Gynėjų g. 14, LT-01109 Vilnius, Lithuania
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